Bank of Japan: rate held around 1.25%, ETF sales to increase in January

Ce repère du marché interbancaire ne fixe pas tous les taux des dépôts ou des crédits immobiliers.

Normally ne and pas wrap the verb. Before a vowel, ne becomes n’. Check which part of the sentence the negation covers. Ne … plus means “no longer”.

Selon la Banque du Japon, la réunion du 30 octobre a maintenu l’objectif du taux à court terme autour de 1,25 %, par huit voix contre une.

Selon means “according to”. Put a person or organisation after it as the source. It separates facts the writer checked directly from what another body or report said. Citing a source does not turn a forecast into an accomplished fact.

La Banque du Japon prévoit de publier le rapport complet sur ses perspectives le 2 novembre.

Prévoir means “to plan, to expect”. Être prévu means “to be scheduled” and être envisagé means “to be under consideration”. In the news, read them separately from expressions that describe events that have already happened. They do not say that the event has already taken place.

Il ne s’agit pas d’une vente de tous les titres le 31 octobre.

It explains what something is about: “it is a matter of…”. The il is not a particular man but a formal subject of this construction. The negative il ne s’agit pas de means “this is not about…”.

Un ETF est un fonds négocié en Bourse.

Est is third-person singular and sont third-person plural of être. They express “is / are” — a state or description. If a past participle follows, it is a different structure such as the passive, so check the words that follow.

La décision du 30 octobre distingue le maintien du taux et le changement des ventes d’ETF, applicable à partir de janvier 2027.

Le 15 octobre means “on 15 October”. Distinguish the le before a date from the le that marks a weekly habit like a weekday. Du is de + le and au is à + le, so decide the meaning from the verb and period expressions around them. Their role depends on the group: a range of dates, the date of a bulletin or another complement.

日本銀行によると、30日の金融政策決定会合で、短期金利を1.25％程度で推移させる方針が決まりました。

As in “LCPによると”, it shows where the information comes from. What that source reported follows. It is used differently from “私にとって”, which gives one’s own opinion.

これは銀行間の短期取引の目安で、すべての預金や住宅ローンの金利が1.25％になるという意味ではありません。

These forms limit and deny an interpretation: “it does not necessarily follow” or “that is not what is meant”. They do not necessarily deny every fact in the sentence. Read what is being denied together with the earlier part.

10月31日に一度にすべてを売るという発表ではありません。

They negate a noun and similar content. “ではありません” is the polite form and “ではない” the plain form. “成立ではありません” shows that it cannot be said to have been concluded.

日銀は、保有するETFの年間売却ペースを簿価で3300億円程度から8600億円程度に増やすと決めました。

In “発表しました”, ました makes a verb polite past. The negative is “ませんでした”. Read the actual date together with the date and time in the text.

金額を比べるときは、どの基準で示された数字なのかを見ることが大切です。

“〜すること” treats an action or content like a noun. The particle after it (が・を・は…) shows its role in the sentence. “ことができる” is a fixed combination meaning “can”.

30日の決定を確認。

A explains noun B that follows. It is not only possession: the relation can be belonging, target, content and more. In “政府の案” and “年金の税控除”, read the relation from the context.